What is a target date fund?
Investment returns are critical for beefing up your retirement income. But monitoring and managing your own investments can be a headache.
What is a target date fund? Read More »
Members
Choosing between a TFSA and RRSP
If you’re thinking about saving for retirement, you’re probably familiar with these two tax-advantaged savings accounts: the Tax-Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP). Common Wealth includes both account types.
Choosing between a TFSA and RRSP Read More »
Overcoming human nature for retirement success
The best retirement savings plans empower participants to benefit from long-term returns — and deliberate plan design is one crucial way to help deliver this outcome.
Overcoming human nature for retirement success Read More »
Maximizing government benefits – When to take CPP/OAS
Timing plays a big role when it comes to getting the most out of your government benefits in retirement. It’s something many people don’t realize when they decide to take their Canada Pension Plan (CPP) and Old Age Security (OAS) benefits as soon as they can, instead of taking them at a later age.
Maximizing government benefits – When to take CPP/OAS Read More »
Once-in-a-generation chance to build household savings
While the story for the past decade or more has been one of undersaving and overborrowing, Canadians saved a huge amount last year.
Once-in-a-generation chance to build household savings Read More »
Don’t let big insurance companies “roll over” you
In choosing or managing a workplace retirement plan, one question that employers should be asking is what happens to employees after they leave or retire.
Don’t let big insurance companies “roll over” you Read More »
We Won Two Innovation Awards!
The Advantages Retirement Plan™ has received top industry nods nationally and internationally, a testament to the innovative program we’ve created in partnership with the Ontario Medical Association (OMA) and OMA Insurance.
We Won Two Innovation Awards! Read More »
The pandemic exposed the precarious economic situations of many families
So much of the effort to “flatten the curve” of COVID-19 has been to protect some of those most at risk – people with underlying conditions.
The pandemic exposed the precarious economic situations of many families Read More »
COVID-19 is wake-up call for governments on household finances
COVID-19 is not only a public health crisis. It is a crisis of household financial security. The vast economic dislocation resulting from the virus is causing very real pain and fear among Canadian families.
COVID-19 is wake-up call for governments on household finances Read More »
Wanted: portable benefits for the new world of work
Canada’s economy is doing well, our unemployment rate is at its lowest level in decades, and the average net worth of Canadians is increasing.
Wanted: portable benefits for the new world of work Read More »