Retirement Savings Plan

Group Plans

Common Wealth offers affordable group RRSP, TFSA and DPSP plans that help you attract and retain top talent.

Why a group retirement plan makes sense

A great retirement plan can make a huge difference in attracting and retaining top talent, while keeping your employees happy and productive.

Improve financial wellness

Help ease financial stress and help employees stay productive with a reliable retirement savings option.

Become a top employer

Reinforce your reputation as an employer of choice by giving employees the benefits they really want.

Attract and retain talent

Improve recruiting and retention efforts with a compensation package that helps your employees improve their financial future. 

A modern workplace retirement plan

Common Wealth plans are designed to work for any size company, with a quick and easy way to set up and manage your plan.

  • No investment knowledge required
  • Fully digital employee enrollment
  • Flexible contribution and matching
  • Flexible plan design with RRSP, TFSA, RRIF and DPSP
  • Automatic payroll deductions
  • Employer dashboard to manage users
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A customer-first aproach

We’re dedicated to putting the needs of you and your team first by delivering insights, education, enrollment guidance—and more—so you get the most out of your plan.

More than just an investment account

We’ve got more than just a great investing approach – with personalized retirement planning and smart tips that show you how to maximize your money.

Employee Information
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Innovative technology and group purchasing power mean our fees are up to 70% lower than what Canadians typically pay to save for retirement. That’s considerably lower than other group plan providers. 

Connect with us to get a quote for your workplace.  


80% of people are more inclined to work for a company that offers matching contributions to their retirement savings plan.

Natixis, September 2021

The Common Wealth Difference

Common Wealth’s digital retirement platform integrates RRSP, TFSA and DPSP accounts in one plan for easy setup and maintenance.

Low fees for all

Common Wealth is the ideal retirement savings plan for small, medium, and large-sized businesses.

Fully digital setup

Plan setup and maintenance and employee onboarding are quick and easy, thanks to our completely digital experience.

Flexible plan design

We’ll help you structure a flexible contribution and matching plan that works for your company culture and your budget.

Payroll Integration

Common Wealth works with a wide range of payroll systems, minimizing administration and freeing your time to focus on managing and growing your business.

Expert guidance

We offer expert guidance to help your employees make informed retirement planning choices, so you don’t have to become their financial advisor. 

Safe and secure

The Common Wealth platform is SOC2 compliant, ensuring your employee data and transactions are encrypted and secure.
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The only group RRSP that integrates with QuickBooks Online Payroll

How we work with payroll

Common Wealth makes plan maintenance easy. We work with any payroll system, and automatically deduct and invest contributions every payroll run – saving hours and reducing the risk of error associated with manual data entry. We also handle all recordkeeping, investment reporting and member tax receipts.  

Group Plan Design

Is your group retirement plan the right fit for you?

Is your plan helping employees answer basic questions like: How much do I need to live in retirement? How much do I need to save? What can I expect from government benefits? What investment options are best suited for me? If not, let’s talk!

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