Save more. Retire happy.

Common Wealth offers an award-winning digital retirement platform that helps Canadians achieve their retirement goals.

Common Wealth Retirement Calculator
Save regularly and increase contributions over time
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Retirement Goals

Putting your retirement needs first

We’ve created Canada’s first low-fee, group RRSP/TFSA retirement plan that supports you for life. We make it easy to plan, save, and build a reliable retirement income – so you can feel confident about your financial future.

See what our customers are saying...


Forecast your future

Low fees have a significant impact on your retirement savings. Use our retirement calculator to find out how much you’ll need to save to achieve your goals.

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The business case for good workplace retirement plans

The business case for good workplace retirement plans

Explore how a good retirement plan creates value for employers and strengthen an employer’s bottom line.

A plan that grows with you

Supporting every stage of your retirement journey

Our goal is to help you save more during your working years. Our plans help you track personal and workplace RRSP and TFSA contributions, and estimates what you can expect from government benefits when you retire. 

Once you join a plan through your employer, you keep it for life – job to job and into retirement. 

Track your retirement savings
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Smart Retirement Saving

Innovative technology

We've made saving and investing easy

Our user-friendly digital retirement plan makes it easy for employees of any income level to save for their future, with automatic investing that can grow their savings in a well-balanced, diversified portfolio. 

Best of all, we’ll show you how to maximize government benefits such as CPP, OAS, and GIS. When you’re ready to retire, we’ll help you make the right decisions so you get the most out of every dollar. 

Improve your team’s financial well-being

Enhance your employee group benefit offering with Common Wealth

From the Blog

Retirement, It's not a dream, it's the plan

Manulife & Sun Life & Canada Life vs Common Wealth

The insurance industry has dominated the market with high-fee, complex investment lineups that have little to no retirement planning, making it cost prohibitive for many companies to offer retirement savings plans, particularly small and medium-sized businesses.

Read More

Start a Plan and Start Saving

Employees can set up a personalized plan in about 20 minutes that lets them customize their savings strategy with monthly income goals and then track their growth with our user-friendly dashboard.

Personalized Planning

Our plans suggest how much to save and automatically adjust your retirement goals and recommendations when there are changes to your contributions or income.

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Simplified Investing

We’ve made investing easy by matching you to an age-appropriate fund, delivered by world-class asset managers that specialize in investing for retirement.

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Smart Saving

We’ve taken the guesswork out of retirement with in-app suggestions that help you decide when to save to an RRSP and TFSA, so you can minimize taxes and maximize your savings.

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Low Fees

Common Wealth offers an affordable plan. With no hidden fees or commissions, you’ll pay up to 70% less than most Canadians to build a right-sized retirement nest egg.

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retired with a great car

75% of Canadians are worried they won’t have enough money for retirement

HOOPP – Healthcare of Ontario Pension Plan
Canadian Retirement Survey

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Professionally Managed Investments

Smart financial choices made easy

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The business case for good workplace retirement plans

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