Keeping your spirits (and savings) up when markets are down
Even if you’re not the type of person who reads financial news, you know by now that this year’s market returns…
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Retirement Planning
The magic of compounding investment returns
One of the reasons employers want to introduce a retirement plan is a desire to kick-start the savings process for their team. Making sure first-time savers see retirement benefits as a compensation boost, not a take-away can be daunting.
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How to keep your retirement plan up to date
Great things are happening all the time! A performance bonus at work, parental leave, a career change, an inheritance, or finally reaching your retirement years …
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Where should I save, RRSP or TFSA?
Common Wealth includes both a Tax-Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP).
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Setting the right target retirement income for you
When you’re planning for retirement, a question you must address is how much income you will need in retirement: your “target retirement income.”
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How much should I save for retirement?
You already know that funding your retirement means saving some of your earnings during your working years. But how much of your earnings should you be saving?
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What is a target date fund?
Investment returns are critical for beefing up your retirement income. But monitoring and managing your own investments can be a headache.
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Choosing between a TFSA and RRSP
If you’re thinking about saving for retirement, you’re probably familiar with these two tax-advantaged savings accounts: the Tax-Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP). Common Wealth includes both account types.
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Overcoming human nature for retirement success
The best retirement savings plans empower participants to benefit from long-term returns — and deliberate plan design is one crucial way to help deliver this outcome.
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Maximizing government benefits – When to take CPP/OAS
Timing plays a big role when it comes to getting the most out of your government benefits in retirement. It’s something many people don’t realize when they decide to take their Canada Pension Plan (CPP) and Old Age Security (OAS) benefits as soon as they can, instead of taking them at a later age.
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