Markets go up and down. In the long run, they’ve delivered solid growth—but in the short term, they can be unpredictable.
When markets are volatile—like we saw during the pandemic—what should you do? The answer is: do nothing. Stay invested. Stick to your plan.
Ignore the short-term noise. If your goals haven’t changed, your investment strategy shouldn’t either.
Here’s how we help at Common Wealth:
- When you enroll, we help you build a plan based on your income, savings, benefits, and retirement goals.
- This takes about 10 minutes and gives you something most Canadians don’t have—a clear starting plan.
Target-date funds are designed to help you stick to your strategy. They adjust automatically over time, so you don’t need to constantly review your investments.
When you check your account, don’t just look at investment returns. Also look at your retirement readiness and how you’re tracking toward your goal.
The best response to market swings? Stay calm. Stick to your plan.
