3.4 Building a Smart Investment Strategy

Building the habit of consistent saving—and making sure those savings are invested automatically—is powerful.

Contributing monthly or every payday not only helps you save more, but also improves investment performance by smoothing out market ups and downs. This is called dollar-cost averaging.

Even small amounts—$50 or $100 a month—can grow significantly over time.

Common Wealth offers two easy ways to automate your savings:

  • Payroll deduction: If your employer supports it, a portion of your pay can go directly into your account.
  • Bank account: You can set up automatic contributions from your personal bank account.

Every dollar you save with Common Wealth is invested according to your chosen investment strategy.

Module 3: Smart Investment Decisions

Book a call with our team for a personalized walkthrough, customized materials, and helpful recommendations on how to bring this solution to your clients and members.

Related content

3.6 Keeping the Long View

Let’s end this module by looking at investment returns. Your investment return is how much your investments grow over time. For example, a 5% return

3.5 Staying the Course

Markets go up and down. In the long run, they’ve delivered solid growth—but in the short term, they can be unpredictable. When markets are volatile—like

3.3 The Power of Time

Time is your friend. It’s one of the most powerful tools in your investing toolkit. If you stay invested for years—or better yet, decades—you’ll do

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