How much should I save for retirement?
You already know that funding your retirement means saving some of your earnings during your working years. But how much of your earnings should you be saving?
How much should I save for retirement? Read More »
What is a target date fund?
Investment returns are critical for beefing up your retirement income. But monitoring and managing your own investments can be a headache.
What is a target date fund? Read More »
Choosing between a TFSA and RRSP
If you’re thinking about saving for retirement, you’re probably familiar with these two tax-advantaged savings accounts: the Tax-Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP). Common Wealth includes both account types.
Choosing between a TFSA and RRSP Read More »
Overcoming human nature for retirement success
The best retirement savings plans empower participants to benefit from long-term returns — and deliberate plan design is one crucial way to help deliver this outcome.
Overcoming human nature for retirement success Read More »
Maximizing government benefits – When to take CPP/OAS
Timing plays a big role when it comes to getting the most out of your government benefits in retirement. It’s something many people don’t realize when they decide to take their Canada Pension Plan (CPP) and Old Age Security (OAS) benefits as soon as they can, instead of taking them at a later age.
Maximizing government benefits – When to take CPP/OAS Read More »
Once-in-a-generation chance to build household savings
While the story for the past decade or more has been one of undersaving and overborrowing, Canadians saved a huge amount last year.
Once-in-a-generation chance to build household savings Read More »
COVID-19 is wake-up call for governments on household finances
COVID-19 is not only a public health crisis. It is a crisis of household financial security. The vast economic dislocation resulting from the virus is causing very real pain and fear among Canadian families.
COVID-19 is wake-up call for governments on household finances Read More »
Wanted: portable benefits for the new world of work
Canada’s economy is doing well, our unemployment rate is at its lowest level in decades, and the average net worth of Canadians is increasing.
Wanted: portable benefits for the new world of work Read More »
An RRSP is not a product
The retirement industry has a problem. We are obsessed with regulatory categories. When people talk about the kind of retirement plan they have, they inevitably talk about the regulatory category.
An RRSP is not a product Read More »
Modern pensions to build retirement security
For many people, a pension is a thing of the past — something that may have helped their parents or grandparents, but is unlikely to help them.
Modern pensions to build retirement security Read More »
