Not every surprise is planned – but your retirement plan can help you handle them.
Whether it’s a job loss, a bonus, or a market downturn, knowing your options can reduce stress and help you make smart choices.
This video covers three of the most common surprises and how to navigate them.
- Job loss or unemployment – pause contributions, don’t close your account
- Bonuses or windfalls – maximize RRSP tax deductions or TFSA flexibility
- Market downturns -why staying invested usually leads to better results
- How to focus on your Retirement Forecast instead of short-term balances


